Cremation is becoming a very popular option in the United States. According to The National Funeral Director’s Association ,Over the next eight years, Cremation rates will likely exceed 50 percent in The United States.In fact, cremation, has surpassed burial as the preferred choice for disposition for the first time in America.This trend is expected to continue , and it may reach 70% or more in the next 20 years. For this reason, many Americans now are purchasing cremation insurance.
Cremation Insurance is a small whole life insurance policy chosen specifically to cover cremation expenses like: Crematory, funeral service, urn, cemetery niche, and memorial service. People typically buy $2,000 to $6,000 to cover these funeral expenses. Whether your preference is direct cremation, memorial cremation, or traditional cremation, your family will feel at peace when they find out you bought cremation insurance ,
Types Of cremation Plans
This type of cremation plan is the most basic service. It includes, the cremation of the body, urn, death certificates, and cremation permits. There is no viewing, or memorial service. This service costs between $750 and $2000 depending on location, and type of urn chosen.
Once the ashes are processed many families may decide to do a gathering in a funeral home, church, o other location they choose. This is called a memorial service, and is becoming one of the most popular choices. This type of service may include: Music, food, a memorial video, doves, balloons, and religious service. The average cost for memorial cremation varies between $2,000 and $,4000 depending on location and if you chose the funeral home to do the service.
This a new term funeral homes are using now to describe a full blown traditional funeral with cremation. This type of service can be done in a funeral home or a church and it includes: Cremation, rental casket,embalming, viewing , urn,religious service,flowers, memorial cards,etc. In fact, traditional cremation is almost identical to a traditional funeral for burial. However, it does not include embalming, casket purchase, and transport to cemetery. However, it is the most expensive, and it can cost between $4,500 and $7,500 depending on location,and type of urn and casket utilized.